Visual Expense Analytics

Stop guessing where your money went. Portmoneo transforms raw transaction data into beautiful, interactive insights that help you spend smarter.

See the Full Picture of Your Finances

Numbers in a list are hard to read. Visuals are instant. Portmoneo’s expense analytics engine turns your daily coffee runs and monthly bills into crystal-clear charts and graphs. Whether you’re trying to save for a vacation or cut down on dining out, seeing the data is the first step to controlling it.

Powerful Visualization Tools

1. Category Breakdown (Donut Charts)

Instantly see which categories are eating up your budget. Is “Dining Out” taking up 40% of your income? Our interactive donut charts make it obvious. Tap any slice to drill down into specific transactions.

Compare your spending month-over-month. Are you spending more this November than you did last November? Identify seasonal trends and lifestyle creep before they become problems.

3. Daily Pulse

Track your spending pace throughout the month. Our “Pulse” view shows you if you are burning through your budget too quickly, helping you brake before you hit zero.

Actionable Insights, Not Just Pretty Charts

We don’t just show you data; we help you understand it.

  • Top Merchants: See exactly who gets most of your money (e.g., “You spent $400 at Starbucks this month”).
  • Subscription Tracking: Spot recurring payments you might have forgotten about.
  • Budget vs. Actual: Set simple limits for categories and see visual progress bars.

Privacy-First Analytics

Unlike other apps that analyze your data to serve you targeted ads (e.g., “You spend a lot on pets, here’s a dog food ad”), Portmoneo’s analytics run entirely on your device.

  • No Cloud Processing: Your phone’s processor crunches the numbers.
  • Private Insights: Your financial habits remain your secret.
  • Learn more about our privacy-first architecture.

Who Needs This?

  • Budgeters: Who want to stick to limits without using complex spreadsheets.
  • Visual Learners: Who find rows of numbers overwhelming.
  • Families: Who need to track where the household budget is going.
  • Freelancers: Who need to analyze business expenses vs. income.

Frequently Asked Questions

Can I export these charts? Currently, you can export the underlying data to Excel or CSV to create custom reports. We are working on PDF chart exports.

Does it work with cash expenses? Yes! Analytics include all transactions, whether they came from AI Receipt Scanning, manual entry, or voice input.

Is it complicated trigger? No. The dashboard updates automatically every time you add an expense. No configuration required.

Visual Expense Analytics